Calculate Your Vehicle Budget

Calculate Your Budget Soft Credit Pull

How Do I Calculate My Vehicle Budget With A Soft Credit Pull?

At Thoroughbred Ford we strive to make your shopping experience smooth. That is why we like to provide a free soft credit pull and payment calculator tool for you to determine what your budget is when purchasing a new or used vehicle.

What Happens With A Soft Credit Pull?

When checking your credit report or giving permission to someone like a potential employer to review your credit report, a soft inquiry occurs. Soft inquiries may also occur when businesses, such as lenders, insurance companies, car dealerships or credit card companies, check your credit to pre-approve you for offers and a vehicle purchase.

These soft inquiries aren't linked to a specific application for a new line of credit. Inquiries have no effect on your credit score as they are never considered as a factor in credit scoring models. This is strictly a tool to help you shop for a vehicle in the best price range that makes the most sense for your budget.